Visit Keith Hawthorne Ford of Belmont's Finance Center in Belmont, NC When You're Ready to Buy

When it's time to buy a used or new Ford, choosing the vehicle you want is the first and most fun part. The next part, which is to secure financing for your Ford vehicle, is every bit as important. Very few people like to think about a car budget, but they still have to do it. Our team at Keith Hawthorne Ford of Belmont is committed to helping drivers not only to buy the Ford vehicle of their dreams but financing it as well.

Apply for Financing Online

Many drivers from Mount Holly, NC, find that applying for credit before car shopping is helpful. You'll not only know what your credit scores are but will also have a better idea of what you can and cannot afford. Another benefit of applying for financing in advance is that if there are errors on your credit report, you'll have time to correct them. You have the choice of applying online on our website or coming to our dealership near Charlotte, NC.

The Big Question - Should You Buy or Lease?

Gone are the days when buying your vehicle was your best option. Buying or leasing is now one of the biggest questions for vehicle shoppers. Many drivers come to our dealership from Shelby and Fort Mill, NC, determined to finance a vehicle and end up changing their minds and decide to lease.

The decision to lease or buy is a personal decision.

When you finance a Ford vehicle and make your last loan payment, the vehicle is yours to keep. When you lease a Ford vehicle in Hickory, NC, you'll have it for the entire term of the lease. Once the lease ends, return the vehicle to the dealership and select a new model. If you don't put on too many miles, leasing can be a great option. You'll find many great deals whether you buy or lease your Ford in the Gastonia area.